20 March 2008
It's quite simple to improve your credit rating if you have improved your financial management capabilities since your previous days of poor credit usage.
You must begin by paying your bills and outstanding balances before they are due, and do this consistently. It's far too easy to let your credit rating slip further by ignoring this simple and necessary method of maintaining a good credit rating.
You may also offset a bad credit rating to some degree if you can prove a regular savings plan, demonstrating that you no longer need credit to provide extra income, just to supplement investments and enhance your savings capability.
Credit Rating